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Do You Have An Emergency Financial Need?

Roseb441702 started this conversation

for all of those who are looking for financial assistance to help with an emergency financial should know that there are organizations out there that can help you.....

Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

“If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, includingemergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.


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littlelacie   in reply to Ashley Snyder
type in needhelppayingbills,city,county,state. you will then see a list of resources in your area that may be able to help.
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Ashley Snyder
My name is Ashley. I have multiple sclerosis. I was working for a nursing home making decent money but they found a way to get rid of me when I filed my FMLA papers. I had a nervous breakdown. I am recently working with disabled adults but the pay is only 8.25. I'm about to lose my apartment and my car because I just can not get caught up from being unemployed for 2 months. I have a ten year old daughter and a husband who can not work. He has just had knee surgery and has many ahead. We are still fighting for his social security. I hate to ask for help but I can not lose my place to live or my only transportation. I'm being treated for depression and bipolar. I work with MS attacks. I just need a little help and don't know where to turn.
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awwwwc'mon   in reply to winniras
The odds are higher when you don't have a plan. The odds are lesser when you are determined to actually get away from him and not go back. There are programs in your area that will provide peer support to help you get through this, but the first step is yours.
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awwwwc'mon   in reply to Brittany poole
If you never look back, you will not realize how far you've come. Nor, will you have a testimony.
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awwwwc'mon   in reply to PUSH TO THE LIMIT
If your children have asthma, the electric company has a program that will help. You will need to apply for the assistance and submit a doctor's statement of your children's disability and reliance upon a breathing machine.
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awwwwc'mon   in reply to MiSpi
Is your mother on Medicare?
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awwwwc'mon   in reply to Sassicister
Vocational Rehabilitation and your local Center for Independent Living
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awwwwc'mon   in reply to ellajo
If your sister actually lives in a nursing home, she may qualify for the Money Follows the Person grant through your state's department of health and senior services or department of mental health. Additionally, if she qualifies for Medicaid, and your state provides Home and Community Based Services, that will pay for home care so she can live with you or by herself.
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awwwwc'mon   in reply to Hippie54
Call your local Division of Family Support and ask for Non Emergency Medical Transportation -- if your wife qualifies for Medicaid. Otherwise, call your local Center for Independent Living and ask if they have a transportation program for people with disabilities to go to medical appointments.
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awwwwc'mon   in reply to lameshia lewis
That response is in reference to spiritual matters. She has a real need -- more than what your post addresses. Really?!
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awwwwc'mon   in reply to leg
You may want to call your state's Assistive Technology Program and ask them about assistance.
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awwwwc'mon   in reply to bama4gotten
Look for your local Center for Independent Living. They can advocate for you. The Americans with Disabilities Act prohibits employers from terminating a person who can do the essential job functions with or without reasonable accommodations. They can also refer you to Vocational Rehabilitation which can assist you with education and vocational goals.
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littlelacie   in reply to Herilanto
we do not know any resources outside the US,sorry.
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hello, I really need a financial support in my studies. I am studying abroad. My parents cannot handle me anymore because they are facing problems right now. Please help me! :(
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chinig   in reply to Palmy
hi like everybody have financial problems I had business but I am in financials problems had credits and don't know how to handle anymore
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my son is a amputee and I need help getting him a new leg .
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littlelacie   in reply to bama4gotten
Rose has not come back on this site for years, since 2011.we do not know any resources that award grants,sorry. have you tried needhelppayingbills,city,county,state. you will see a list of resources in your area that may be able to help.
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Rose, are there any grants that really help in an emergency? My partner was hit head on by a drunk driver and lost her job in 08/13, 09/13, I suffered a bad fall and lost my job in 09/14 (it was an on job injury) company could not let me work due to my wheelchair. Once I was fired they refused to pay. (I am suing). We are both waiting on Social Security disability and we have 2 children. We have gone through savings, sold everything of value and now we are desperate. We live in Alabama and there are little resources. I am having my third surgery on my knee in a few days. I have a brain injury, back injury, and a list of others. My partner suffers from extreme PTSD, Bipolar, Depressive disorder and anxiety. Please if you know of anything let me know. I have called salvation army they gave me 5 outfits for the children and some Christmas. We do get Snap. The only other assistance I found was united way has a 1 time help for meds. and there is a 1 time cooling and 1 time heating bill assistance up to 350.00. Thank you
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littlelacie   in reply to funpickles
we do not know any resources that will help with plumbing problems,sorry.
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I am a single mom, unemployed, caring for my disabled son, who gets SS. Last winter and this winter was blast in my area. It left me with leaking pipes and major plumbing problems. I need about $450 to get water lines fixed.
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