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Do You Have An Emergency Financial Need?

Roseb441702 started this conversation

for all of those who are looking for financial assistance to help with an emergency financial should know that there are organizations out there that can help you.....

Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

“If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, includingemergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.


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littlelacie   in reply to bafoley
an get on internet,type in needhelppayingbills,then your city,county,state. you will then see a list of resources in your area that may be able to help.
Talk to littlelacie
Ace.   in reply to bafoley

Hi bafoley.
A friend shared this with me I hope this information will be able to help you out. Don't give up always believe for your miracle. Put your trust in the one who could make it happen for you and you know in your heart who that is. My wife and I will keep you in our prayers. Ace & Terry

This is the list of places that can help you in your location at Christmastime.
Check with your city Rescue Mission Ministries. They also help with Thanksgiving and Christmas food. On internet type in Christmas help,then your city,state,
(or county,state if nothing shows up on city,state). You will then see a list of places in your area that are helping with Christmas this year.
Woman in a Shoe will add more if she finds anything. Salvation Army,Toys for Tots,St.
Vincent DePaul Catholic Charities,United Way. Some police and fire halls help so call them late November. Some churches help so first November call them. Some radio stations help call end November,listen to FM. The ones down here you got to see if they are in your city
Call city hall or go online and find out. Goodfellows, Lions Club. This is one is for kids whose father or mother is in prison or jail,Angel Tree,which is through Salvation Army.
Talk to Ace.
I'm on disability, I need help with everything. I have 2 kids and negative in the bank! I can't find any organizations or anything. I've been looking for days!
Talk to bafoley
littlelacie   in reply to Inthedark15
dial 211,say what you need help with and your city,county,state. they will tell you what resources in your area that may be able to help. Some resources will help with utility deposits.
Talk to littlelacie
My electricity has been off for 7 weeks. I got the 395 to pay it, but now they want a 400. Deposit as well. I work everyday but unfortunately not enough to cover my bills. The utilities just like food, gas etc.. Have doubled in the past 5 yrs. My stove & furnace won't work without electricity:(
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littlelacie   in reply to Locket
Roseb441702 has not been on this site since 2011,so you probably will not hear from her. I do not know which agency you are thinking of.You can get on internet,type in needhelppayingbills,then your city,county, will then see a list of resources in your area that may be able to help.
Talk to littlelacie
What agency is it. I needed help weeks ago and still can't get assistance
Talk to Locket
littlelacie   in reply to indio143
You are very welcome.
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indio143   in reply to littlelacie
Thank you so much ,much appreciated
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littlelacie   in reply to indio143
Hi,since you are working fulltime you probably would not be eligible for rent help,there is an income limit.they set it up that way so so low income people can usually get the rent help.I am not aware what the income level is,so will give you the info so you can check: dial 211,say what you need help with and your city,county,state.they will tell you what resources in your area may be able to help and can tell you about the income limits.
Talk to littlelacie
Hi my name is indio and I'm going through a crisis. My job about to move to north Carolina and I always worked 65 hours a weak in which I was able to pay all my bills and take care of my family now I'm working only 40 hours and I cant make if I can get some assistance just for my rent for the next 2 month that would be greatly appreciated.
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littlelacie   in reply to Smartguevara
We do not know any resources that will help put a new roof on your house,sorry.Ressiecups is not able to help you with a new roof either.
Talk to littlelacie
littlelacie   in reply to autumnbusy02
Hi,you can type in on internet,needhelppayingbills,then your city,county, will then see a list of resources in your area that may be able to help, if they got the funds.
Talk to littlelacie
Smartguevara   in reply to ressiecups
My Roof is leek ing badly, my son and I are cancer saviors. He is on dialysis at home, I just need a roof please, just to get me over this block, thank you in advance.
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autumnbusy02   in reply to littlelacie
I need desperate help with rent in metro Atlanta, Ga!!!!
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ressiecups   in reply to ressiecups
I need help, with bills, Arizona, Maricopa county
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woman in a shoe   in reply to ressiecups
Hi all we can do is give u information where u mite get help. I want u to type need help with bills city state if u don't see it under city state put county state u will see a list of places that can help if they got the funds if they don't have the funds call back in a few weeks. Hope this can help u.
Talk to woman in a shoe
ressiecups   in reply to littlelacie
I need emergency help. I'm going to loose my house & shut off notices for everything. Please help me.
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littlelacie   in reply to shalala
Roseb has not been on this site since 2011,so it is very unlikely that you will hear back from her. We do not know any resources that will give anyone money to help to start up a small project,sorry.Resources we know will only help with rent,electric,water,gas bill and food.If you need help with any of those things,post back to us we can give you the website where to ask for help.
Talk to littlelacie
am a single mum with 3 kids i need help to start up a small project so that i can be able to take good care of them please help me out.
Talk to shalala