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Do You Have An Emergency Financial Need?

Roseb441702 started this conversation

for all of those who are looking for financial assistance to help with an emergency financial should know that there are organizations out there that can help you.....

Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

“If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, includingemergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.


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LostMama   in reply to winniras
There are woman abuse shelters everywhere. They take you in and get you what you need.
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What are the odds of getting help to move into a place to live so I can get away from my abusive boyfriend and get a job so I can support myself?
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Lightman   in reply to bluenimue
I have exhausted every resource here in San Antonio with no success. Even church charities can't.
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Lightman   in reply to bluenimue
I have exhausted every option there is. I am due to start receiving Social Security retirement in April. I tried to get disability but it would take over a year and restrict me even for a longer period of time. I have called church charities here in SanAntonio and nearby and no luck.
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bluenimue   in reply to Lightman
Hi Lightman-
If I knew where you lived I could find out a better way to offer advice. Local charities might be able to help you. If you belong to a church-can the church elders offer a small gift to help you? You said you tried every agency-does this mean you contacted your local Department of Human Services(DHS)? Do you qualify for food stamps or any type of support such as a State Emergency Grant (SER)??
The people of Mormon faith are pretty nice. I am not sure of your religion.
Have you visited your social security office to apply for disability benefits for supplemental income???
Share a Smile Foundation in Michigan might help give you an emergency grant for something.
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woman in a shoe   in reply to shelleyann
Hi the person u.posted to not been for some years now. But i don't know any place that helps with a car. All we can give u information where u.mite get help. U say u have try all the resources where u live so i don't know what to tell u. There no cah.on this site
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I need help getting my rent and my car. I have tried organizations here and they will not help. I have tried churches. I am tired and frustrated. I feel hopeless.
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rosesofblue70   in reply to Deadsoundngood
I wondered the same thing.
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rosesofblue70   in reply to Lightman
Look up Transitional Housing in your area. They do more than help with rent.
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woman in a shoe   in reply to Lightman
I am sorry none of them was able to help u.
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SisterServant   in reply to Lightman

God has not forsaken you. Read through the prayers that I have written (on my public page) and see if there is one that feels right for you to add to your own. God has helped me many times when my circumstances have been difficult. He has paid attention to the good that you have done in the past, even though it might seem that no one is willing to help you. In my experience, I have learned that with God all things are possible and He is full of surprises.
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Lightman   in reply to woman in a shoe
Thanks for your reply. Sadly, I have contacted everything I have found especially here in Texas. In fact, I used to donate to several charities back when I could. I was a small sustaining donor to one church charity. Not one of those could help me. I have never been in a situation like this.
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woman in a shoe   in reply to Lightman
Hi all we can do is give u information where mite get help. For food for u call churchs and see which one give out food. I have also heard that the dog pound will give u food for your dog one time a mo. For rent and light help type need help with bills city state. If u don't see it under city.state put county.state. u will see a list of places that if they got the funds
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Hello, I am a 61 year old man in severe hardship. I am partially disabled due to an old injury. I still work but only part time due to my employer's ADAA rules. My income recently was reduced by half which has now caused me to fall behind in rent and utilities. I will be evicted by the end of the month. I have lived here almost 9 years. I have exhausted every agency I could find with no avail. I cry at night wondering how I will take care of my little Boston Terrier companion. I am an animal lover and he will eat when I don't. If anyone can help it would be most appreciated. Thanks so much and God Bless.
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Deadsoundngood   in reply to Deadsoundngood
thanks anyway, good luck all the best too you and yours .
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woman in a shoe   in reply to littlelacie
Just got done with your one one
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woman in a shoe   in reply to littlelacie
I don't know so i am not able to give her any information. But i will be send.u.a one one n a few mns
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littlelacie   in reply to woman in a shoe
I can't tell either.Its like she just wants to talk.
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woman in a shoe   in reply to littlelacie
What kind of help does she need i couldn't pick anything up that she wanted help with
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littlelacie   in reply to Deadsoundngood
I'm sorry. I don't know why its set up like that. I know when I had my stroke and my husband was laid off we could get nothing.
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